THE SHORT ANSWER
The San Francisco 49ers are 6–1 straight up in 2026, with a 4–3 (57%) ATS record and a 4–3 over/under record (57% Over). They average 28.1 points and allow 19.9.
This page tracks the San Francisco 49ers' 2026 betting profile — straight-up results, against-the-spread record, over/under record, ELO rating, and a full game log. It refreshes weekly as games are played.
Season summary
| Metric | Value |
|---|---|
| Straight-up record | 6–1 |
| Against the spread | 4–3 (57%) |
| Over/Under | 4–3 (57% Over) |
| ELO rating | 1626 (No. 5 of 32) |
| Points per game | 28.1 |
| Points allowed | 19.9 |
San Francisco 49ers 2026 ATS & over/under trends (splits)
| Split | ATS (cover %) | Over/Under (over %) |
|---|---|---|
| Overall | 4–3 (57%) | 4–3 (57%) |
| As home | 2–2 (50%) | 2–2 (50%) |
| As away | 2–1 (67%) | 2–1 (67%) |
| As favorite | 2–3 (40%) | 3–2 (60%) |
| As underdog | 2–0 (100%) | 1–1 (50%) |
| Last 5 games | 2–3 (40%) | 3–2 (60%) |
San Francisco 49ers 2026 game log
| Date | Opponent | Result | ATS | O/U |
|---|---|---|---|---|
| 2026-09-10 | @ Los Angeles Rams | W 27-7 | Cover | Under |
| 2026-09-20 | vs Miami Dolphins | W 35-13 | Cover | Over |
| 2026-09-27 | vs Arizona Cardinals | W 36-30 | No Cover | Over |
| 2026-10-04 | vs Denver Broncos | W 24-14 | Cover | Under |
| 2026-10-11 | @ Seattle Seahawks | W 32-29 | Cover | Over |
| 2026-10-19 | vs Washington Commanders | W 23-17 | No Cover | Under |
| 2026-10-25 | @ Atlanta Falcons | L 20-29 | No Cover | Over |
Frequently Asked Questions
What is the San Francisco 49ers' ATS record in 2026?
The San Francisco 49ers are 4–3 against the spread in 2026, a 57% cover rate.
Do the San Francisco 49ers cover the spread better at home or on the road in 2026?
The San Francisco 49ers cover the spread 50% of the time at home and 67% on the road in 2026.
What is the San Francisco 49ers' over/under record in 2026?
The San Francisco 49ers are 4–3 on the over/under in 2026, with their games going Over 57% of the time.
What is the San Francisco 49ers' record in 2026?
The San Francisco 49ers are 6–1 straight up in 2026, averaging 28.1 points scored and 19.9 allowed.
Methodology
All figures are computed from the Spreadspoke Analyst data package for the 2026 season (regular season and playoffs). Against-the-spread uses home_spread_outcome/away_spread_outcome; over/under uses ou_outcome; power ratings use pre/post-game ELO (elo_home_pre, elo_home_post, etc.). Cover and Over percentages exclude pushes. This page refreshes weekly while games are played.
NFC West RIVALS
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